human
I have a TD chequing account and as long as I keep $2000 (was $1000 until a couple years ago) in it (cost: about $10/year (after tax) loss of interest income at today's rates) I pay zero.  Had it for decades.   Never mind accounts at some online banks where not even a minimum balance is required.  This writer ought to do some research and get with TODAY's reality.
gpt
{"moderation": ["safe"]}