human
The researchers said: The scenarios – which include a wave of anti-globalization, a severe earthquake, steep oil price declines and a massive housing correction – are all chosen as worst-case events and are not forecast to actually occur.
A commenter says:  Everything they have modelled as unlikely extreme events are pretty much all guaranteed events . . . 

The researchers said: The agency forecast Canadian house prices would fall by 31.5 per cent over the next five years under its anti-globalization scenario as unemployment levels in Canada spiked to 15.3 per cent in five years.
A commenter says:  if we get to 15% (unemployment) try a 50% drop in prices
backed up by: I was thinking the same thing; it could be more like a 70% correction.

I don’t know why CMHC wastes so much money on qualified researchers when they already have access to so many smarter people right here in the comment board who have all the answers!  

I don't know whether to laugh or cry at the stupidity.
gpt
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